Judith Owino is a dedicated SACCO Officer at Tembea Futures Institute, specializing in financial management, member relations, and cooperative development. With a strong background in savings and credit operations, she plays a key role in ensuring efficient financial services for SACCO members. 

 Her responsibilities include managing member accounts, processing transactions, and promoting financial literacy within the community. Judith is passionate about empowering individuals through savings and investment opportunities, contributing to the growth and sustainability of the SACCO and its members.